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Fire and allied perils Insurance

Covers your properties against loss or damage caused by fire or lightning, explosion, earthquake, spontaneous combustion, subterranean fire, flood, storm, tempest, water damage following bursting or overflowing of overhead tanks, pipes of apparatus, bush fire, impact and aircraft damage, riots strikes and malicious damage.
Burglary extension cover can be added to fire and allied perils
To cover against the risk of loss or damage to the insured property whilst on the premise as a result of theft following actual forcible and violent entry or exit from the premises.
Industrial All Risks
This is a combined policy and basically incorporates fire, fire consequential loss, theft and accidental damage perils. With this policy, there will be no need of taking out Fire and Fire Consequential Loss Policies as well as Burglary. This policy is however subject to a higher deductible than the individual policies.
The policy is issued under two sections and provides indemnity against all those risks not excluded by the policy. Section A covers Material damage of the insured’s property e.g. Buildings, Plant & machinery, stocks, furniture fixtures & fittings etc. Section B covers the consequential loss e.g. Gross profit, wages and Auditors fees
Domestic Fire Risks
Covers your properties against loss or damage caused by fire or lightning, explosion, earthquake, spontaneous combustion, subterranean fire, flood, storm, tempest, water damage following bursting or overflowing of overhead tanks, pipes of apparatus, bush fire, impact and aircraft damage, riots strikes and malicious damage.
Burglary extension cover can be added to fire and allied perils
To cover against the risk of loss or damage to the insured property whilst on the premise as a result of theft following actual forcible and violent entry or exit from the premises.
Business interruption
Covers you against loss of profits and/or revenue following business interruption as a result of loss or damage by an insured peril under fire & allied perils and/or machinery breakdown.

Contractors All risks
Provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects. Damage to property can include improper construction of structures, damage that happens during a renovation and damage to temporary work erected on-site. Third parties, including subcontractors, may also become injured while working at the construction site. CAR insurance not only covers those associated risks, but also bridges these two types of risks into a common policy designed to cover the gap between exclusions that would otherwise exist if using separate policies. CAR insurance coverage is common for such construction projects as buildings, water tanks, sewage treatment plans, flyovers and airports.
Erection All Risks
To cover all risks of loss or damage (i.e. as a result of fire, collision, fortuitous working accidents, impact of all kinds, overturning, derailment, crashing into ditches or downhill, flood and storm, theft, malicious damage and internal breakdown arising out of direct effect of external impact) including electrical and mechanical breakdown and equipment, whether the machine is working, at rest, being dismantled, reinstated or reassembled for cleaning, maintenance, overhaul, inspection, adjustment, relocation, movement or repair.

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